The staff at Omaha Family Dental is pleased that you have insurance benefits to help you and your family with the cost of your dental care. We would like to help you obtain the maximum use of these benefits. Knowing this, please read the information on our insurance claims process, so that we can work together to ensure this benefit.
Upon your visit to our practice, please provide us with your current insurance card/information. We accept all major dental insurances including Nebraska Medicaid. As a courtesy, we will file dental insurance claims for you.
At the conclusion of your dental visit, your treatment plan will be reviewed with you in detail, breaking down estimated insurance payment (if applicable), co-pays and other financial issues that may arise. Our office managers will present you with a detailed outline of you treatment plan as well as discuss you financial options with you.
- We accept major credit cards, including MasterCard, Discover and Visa and give a percentage discount if treatment is paid by credit card.
- We accept cash and offer a percentage discount if treatment is paid in cash.
- We accept checks.
Discount Dental Plan
Omaha Family Dental’s Discount Dental Plan is offered to those without dental insurance. This program is simply an agreement between you and us.
Your $150.00 yearly enrollment fee includes:
- Twice yearly dental cleaning, x-rays and exam (this does not include periodontal gross debridements or periodontal scaling scaling and root planing.)
- Any extra x-rays that may be needed throughout the year.
- A 20% discount on all work preformed within Omaha Family Dental Clinic’s.
- For each additional member of your family that is added to the plan, the cost is $130.00 for adults and $120.00 for children under the age of 15 which includes a twice yearly fluoride rinse.
Terms and Conditions:
- Automatically renew your membership annually by billing your credit card.
- Enrollment fee is non-refundable.
- Payment is due at the time of service. However, payment plans are available through ADA accredited Care Credit and in-house payment plans are available for those who qualify.
Ability to Pay Reduced Fee Schedule
As of 2016, fully 50% of children and 70% of adults have no dental insurance. The Centers for Disease Control (CDC), has stated that dental caries (cavities) are one of the most ubiquitous of infections affecting the American population. With the continued decline of private and government sponsored dental insurance and the steadily increasing costs of services, dentistry is becoming “out of reach” for a large portion of the population.
At Omaha Family Dental we feel we have an obligation to serve the entire community. We feel that finances should never restrict anyone from being able to receive dental treatment. Therefore, we offer a wide array of financial options for everyone.
- We accept all major dental insurances, including Nebraska Medicaid.
- We accept cash and offer a percentage discount to patients paying in cash.
- We accept credit cards and offer a % discount to patients paying by credit card.
- We offer American Dental Association’s accredited Care Credit.
- We offer in-house payment programs.
- For those without dental insurance we offer a Discount Dental Program.
Insurance did not pay. Why?
At Omaha Family Dental we bill your insurance as a courtesy. Dental insurance is typically a contract between the employer and the patient. It has no connections to us, as your dental office. The extent of coverage varies greatly from company to company and, sometimes, it may even vary within a company. It has absolutely nothing to do with the level of service that we provide and the fee charged for these services. An often misunderstood term used by many insurance companies is “UCR”. This is an arbitrary fee ceiling at which the insurance company will stop reimbursement. These fee ceilings were often set 10-15 years ago. After this, ceiling coverage for a particular procedure may cease, meaning that the patient will have an extra portion that is due. Despite our best efforts at giving you an accurate estimate, a patient will occasionally owe a difference. Again, this has nothing to do with the fee charged, but the level of coverage negotiated by the insurance company.